Sample Letter Templates for Bank Account Closure

There are several requirements that banks may ask from you so they can process your bank account closure. One of which is a formal request letter. Your letter needs to be professional and contain all the necessary information. Looking at a sample letter to close account can be beneficial to help you get started.

Whether you are moving to a new city or want to change banks, it’s easier to let the bank know through a letter. Contrary to what most people think, it’s actually very straightforward to write.

We’ve listed some letter samples in this article to guide you in writing a good letter for the closure of your account.

A person holding a pen and signing something on the document.
Photo by Scott Graham on Unsplash

Reasons for Closing a Bank Account

There are many reasons why you may want to close your account. Stating this in your letter is optional, but it can make the bank understand your decision. Here are some common reasons for account closures:

  • Poor customer service
  • Huge service fees
  • Unreliable online banking
  • Inability to maintain the account
  • Transfer to a different bank

Things to Do Before Closing Your Account

  • Check your bank account balance. If you have any money in your account, you can transfer your money to another account. Or you can also withdraw your money in full by visiting your branch before applying for closure.
  • Make sure to clear all your transactions and bank-related operations before closing your bank account. You might face problems if you do not do so.
  • If you have closed your bank account, make sure you get rid of all cards and checkbooks that were issued by the bank. This is for security and safety.

Sample Letter to Close Account

Example 1:

[Bank Manager Name]

[Bank Name]

[Bank Address and Contact Number]

[Today’s Date]

Subject: Request for Closing Current Savings Account

Dear [Name of Manager],

I am [Account Holder Name], and I hold a Savings Account in your bank with account number [#]. Due to some personal reasons, I regret that I can no longer maintain the account, and I wish to close it. I am attaching the account passbook with this letter. Please initiate the closing process as soon as possible.

Thank you very much.



Example 2

[Bank Manager Name]

[Bank Name]

[Address and Contact Number]

[Today’s Date]

Subject: Request to Close Account

[Name of Manager]:

Good day.

I have an account with your bank under the account number [#]. Since I am getting transferred to [New Address], I will have to close the account as I won’t be able to access it. Please clear all transactions with this account and transfer the balance to [Other Bank Account Number].

Thank you in advance.



Example 3

To Whom It May Concern:

I would like to ask for the closure of my bank account with your institution. My bank account number is [#].

As of [Date], all my transactions have been cleared, and I have canceled all scheduled debits and credits to my account.

If you have any questions about my account, I can be reached at [Personal Contact Number] or email me at [Personal Email Address]. I would greatly appreciate your prompt action on my request.



Example 4

Subject: Request for the closing bank account.

Dear Sir/Madam,

I’ve had a savings account in your bank for the past three years. But now, due to some personal circumstances, I need to close it. Please process the closure of my account with account number [#]. You may transfer my remaining balance to my new account. Here are the account details:

  • [Account Holder Name]
  • [Current Account Number]
  • [New Account Number]
  • [Bank code]
  • [Home Branch Name]

Thanks a lot.

Yours Faithfully,


Example 5

To The Manager,

[Bank Name]

[Branch Name]

[Branch Address]

Subject: Closure of Savings Bank Account No. [#]


I opened a savings bank account in your institution ten years ago. My account number is [#]. As I am transferring to another country and cannot maintain my account, I would like to close it.

Please stop all transactions with this account and transfer the balance to my other bank account. The details are shown below.

Account number: [#]

IFSC Code: [ ]

Thank you very much.




With the help of a sample letter to close account, you can easily get started with your letter. Keep your letter professional and include all the necessary information. Also, make sure to comply with all the requirements of your bank to make the account closure process much faster.

Abir is a data analyst and researcher. Among her interests are artificial intelligence, machine learning, and natural language processing. As a humanitarian and educator, she actively supports women in tech and promotes diversity.

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